Job Description
- Solicit new relationships and independently manage a credit portfolio, structure facilities, negotiate & close opportunities so as to meet budgeted income, deposits, number of new accounts to be booked targets.
- Review spread sheets, analysis of financial statements, cash flows, sensitivity analysis and projections etc. and finalize Credit Proposals/Applications, Internal memos and external correspondences.
- Follow up to ensure ongoing compliance as per approved terms and conditions and to monitor account operations, review, approve or recommend transactions through TTs and memos.
- Review credit expiries so as to ensure timely renewal of facilities and constantly follow-up with clients to enhance facility utilization.
- Keeping constantly abreast of market developments which impact the credit portfolio (risk and revenue) and make recommendations for suitable changes (product/ process) if required.
Desired Profile
- MBA / CA / CAIIB preferred.
- Minimum 5 years of experience in the related field.
- Good knowledge on Investment policies & practices followed by leading banks.
- Strong ability to structure and tackle new problems.
- Mature profile with seasonal ability to lead workstreams along members.
- Ability to think strategically while still attending to the tactical details.
Key Skills
Strong analytical skills, with proven track record of ability to extract insights.
